Banking Services

Investment Options

   

Certificates Of Deposit (CD)

• All certificates can be opened with just $500.
• Interest compounds daily and is posted monthly to your certificate or savings account.
• Maturity periods are as follows:
  • Three months
  • 6 months
  • 12 months
  • 18 months
  • 24 months
  • 30 months
  • 36 months
  • 48 months
  • 60 months
• Certificates can be designated traditional Individual Retirement Account certificates or Roth IRAs, making the earned interest tax deferred until withdrawal, to save you money.
• To open your account, go to Membership Application; stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine; or call (563) 355-0152 or (800) 426-5241, Ext. 1.
     

Individual Retirement Accounts

Traditional and Roth IRA's are available!
We offer Certificates of Deposit or Savings Accounts!

• To save you money on taxes, earned interest is tax deferred until you begin withdrawing the funds.
• Certificates of deposit IRAs can be opened with just $500.
• Savings account IRAs are also available with our IRA Saver product. You may deposit funds at any time, provided the Internal Revenue Service restrictions are not exceeded. No minimum balance is required.
• To open your account, go to Membership Application; stop by any of our offices in Bettendorf, Clinton, Davenport, LeClaire, Moline or Muscatine; or call (563) 355-0152 or (800) 426-5241, Ext. 1.

Federally Insured

• Your savings deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

   

Investor's Choice

Planting the seeds of growth for your future is easier with the  Investor's Choice Account available at Ascentra Credit Union.

• Do you currently have $10,000 in balances at another financial institution?
• Want to retain access and control of your savings while earning the best possible rate of return on your money?

Let us help you harvest better yields with this new tiered rate investment account offering an excellent rate of return and limited check writing privileges while earning monthly dividends on balances of $10,000 or higher.

The Investor's Choice account provides:

• A high rate of return on your investment without locking into a fixed term.
• Convenient access to your funds.
• Up to 6 transactions (telephone transfers, ACH transactions, online transfers, transfers to a different account holder, transfers to same account holder, and up to 3 of these transactions may be by check) per month with no fee.
• Limited check writing capabilities (3 per month).
• Unlimited in-person transactions per month (direct in-person contact or written request from member).

Rate tiers include the following:

Rates subject to change without notice, call us for current rates on the account.

Let us help you reap the reward of planting your seeds of growth. Give us a call today!